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Problems in ious and promissory note

  People in daily life and economic activities, due to purchases debts, because a certain need to borrow (kers) things happen. Creditors are often do not pay attention to require the debtor to write IOU, ious, or clearly written, difficult for debt disputes that may arise in the future. Therefore, should the lines of emphasis on IOU, ious. A Zhang full of ious or IOU General should including following content:
1, and arrears, and borrowing (real) of reasons;
2, and arrears, and borrowing of accurate amounts, take real of name, and number, amount application capital said;
3, and borrowing (real) of returned time, and arrears of paid term should clear;
4, and default responsibility to wrote clear, as interest,;
5, and necessary Shi, should by guarantor signed, and stated guarantees term, and responsibility.  
also, for avoid future of disputes, in writing related ious, and IOU Shi, author recommends to more note following points:
1, and should by party personally writing;
2, and writing of content and inscribed Zhijian should as compact, not left blank;
3, and amount should capital or size wrote while writing;
4, and on not is understand of party by writing of ious or IOU, insurance side, best let its in inscribed signature Shang by fingerprints and copy its ID;
5, if the issue is the unit, unless the signature of its legal representative, otherwise on request stamp;
6, note IOU IOU differences in limitation.

 

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